Navigating healthcare coverage can be complex, especially when determining whether your insurance provider works with a particular medical network. HonorHealth strives to accommodate a wide range of insurance plans across its hospitals and outpatient facilities. However, because insurance agreements can change frequently, it’s essential for patients to verify their coverage before scheduling any services. This ensures smooth billing processes and avoids unexpected costs. Additionally, independent physicians affiliated with HonorHealth—such as surgeons, radiologists, anesthesiologists, and hospitalists—may accept different insurance plans than those directly contracted with HonorHealth. Always confirm coverage with individual providers prior to treatment, and keep in mind that separate billing may occur if physicians are billed independently.
Below, you’ll find a partial list of the insurance plans currently contracted with HonorHealth. This list is not exhaustive, and coverage may vary depending on the specific location or service. For the most precise and up-to-date information, contact your insurance provider directly or consult HonorHealth’s patient resources.
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Commercial Insurance (Employer-Sponsored Plans)
HonorHealth accepts numerous private insurance plans through employer-based programs. These include major providers such as Aetna, Blue Cross Blue Shield, Cigna, and UnitedHealthcare, among others. Many of these plans offer a variety of network options, including high-performance and tiered plans, designed to meet different needs and budgets. For example, Aetna’s network participation includes their Medicare Advantage offerings, which may have different coverage details. To verify whether your employer-sponsored plan covers the specific services you need, contact your insurance representative or visit the official plan website.
Some noteworthy plans include:
- Aetna Health
- America’s PPO / Health EZ
- Arizona Medical Network
- Banner | Aetna (participates in all networks, high-performing, and tiered plans)
- Beech Street
- Blue Cross Blue Shield of Arizona
- Cigna Healthcare of Arizona and Cigna + Oscar
- CopperPoint Mutual Insurance Co.
- First Health Network
- Great West Health (GWH) – Cigna
- Health Management Network (HMN)
- PHCS
- Rural Area Network (RAN) through Claritev
- TriCare – Triwest Health Alliance
- UnitedHealthcare of Arizona (most HMO/PPO plans)
- Navigate
- Doctor’s Plan
- UMR (which includes HonorHealth Employee Plans)
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Marketplace/Public Exchange Plans
HonorHealth participates in most marketplace and public exchange insurance plans, with some exceptions noted for specific locations. These plans are often purchased directly through state or federal health exchanges and are designed to increase healthcare accessibility for individuals and families. Patients with these plans should confirm with their provider whether their specific plan is accepted at HonorHealth facilities.
Participating plans include:
- Ambetter from Arizona Complete Health
- Blue Cross Blue Shield of Arizona – Focus
- Premier Health (Statewide PPO Network)
- Everyday Health PPO (Statewide PPO Network)
- Blue Signature Prosano PPO (which includes Alliance PPO Network and Prosano Clinics)
- Cigna Connect individual and family plans (covering all HonorHealth hospitals and specialists, except HonorHealth PCPs)
- Health Choice by Blue Cross Blue Shield of Arizona
- Oscar Health
Note that some plans, such as Banner | Aetna, are scheduled to leave the marketplace in January 2026. Always verify your coverage before scheduling services.
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Medicare and Medicare Advantage Plans
HonorHealth accepts a broad spectrum of Medicare plans, including traditional Medicare and various Medicare Advantage options. These plans are tailored for seniors and those with qualifying health conditions, offering additional coverage and benefits. It’s important to check whether your specific Medicare plan includes HonorHealth providers, as participation can vary between plans.
Some of the Medicare options honored include:
- AARP Medicare Complete (see details under “UnitedHealthcare AARP Medicare Advantage”)
- Aetna Medicare Advantage
- Banner Medicare Advantage
- Blue Cross Blue Shield of Arizona Advantage
- Cigna (which will rebrand to HealthSpring in 2026) – including Cigna Preferred HMO and Achieve HMO C-SNP
- Devoted
- Eternal Health (including Valor Give Back HMO-POS, Grand Give Back-HMO, Horizon HMO)
- Gold Kidney
- HealthSpring
- Humana
- Traditional/original Medicare
- Scan Desert Health Plan
- UnitedHealthcare AARP Medicare Advantage (Phoenix Direct Network and others)
- OptumCare Network (HMO and PPO plans)
- Banner Health Network
- WellCare by Allwell and Arizona Priority Care
Participation varies by plan, and some HonorHealth physicians and services may not be included in certain Medicare Advantage networks.
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AHCCCS/Medicaid
HonorHealth also accepts various Medicaid and D-SNP plans offered through the Arizona Health Care Cost Containment System (AHCCCS). These plans are designed for eligible low-income individuals and families and often include dual-eligible programs combining Medicaid and Medicare benefits.
Participating Medicaid plans include:
- Arizona Complete Health
- Banner University Family Plan
- Care 1st through Arizona Complete Health
- Health Choice Arizona
- Mercy Care
- Molina
- United Community & State (Community Plan)
Patients should confirm coverage details directly with their Medicaid plan to ensure services are covered at HonorHealth facilities.
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Key Terms
- PCP: Primary Care Physician
- HMO: Health Maintenance Organization
- PPO: Preferred Provider Organization
- C-SNP: Chronic – Special Needs Plan, for patients with specific chronic conditions like diabetes
- D-SNP: Dual-eligible Special Needs Plan, for individuals qualifying for both Medicare and Medicaid
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Understanding your insurance options and verifying coverage before your appointment can help streamline your healthcare experience. For more information on innovative approaches to mental health treatment, consider exploring how immersive therapy is transforming mental health care. Additionally, advancements in medical training through virtual reality are shaping the future of surgical education; learn more about training surgeons with virtual reality. Finally, staying informed about how artificial intelligence is revolutionizing healthcare can provide valuable insights into the industry’s evolution; visit the industry’s AI developments for details.